United Bankshares Debt to Equity Ratio 2012-2025 | UBSI
Current and historical debt to equity ratio values for United Bankshares (UBSI) over the last 10 years. The debt/equity ratio can be defined as a measure of a company's financial leverage calculated by dividing its long-term debt by stockholders' equity. United Bankshares debt/equity for the three months ending December 31, 2025 was 0.10.
| United Bankshares Debt/Equity Ratio Historical Data | |||
|---|---|---|---|
| Date | Long Term Debt | Shareholder's Equity | Debt to Equity Ratio |
| 2025-12-31 | $28.16B | $5.50B | 5.13 |
| 2025-09-30 | $27.96B | $5.45B | 5.14 |
| 2025-06-30 | $27.42B | $5.37B | 5.11 |
| 2025-03-31 | $27.47B | $5.31B | 5.17 |
| 2024-12-31 | $25.03B | $4.99B | 5.01 |
| 2024-09-30 | $24.90B | $4.97B | 5.01 |
| 2024-06-30 | $25.10B | $4.86B | 5.17 |
| 2024-03-31 | $25.22B | $4.81B | 5.25 |
| 2023-12-31 | $25.16B | $4.77B | 5.27 |
| 2023-09-30 | $24.58B | $4.65B | 5.29 |
| 2023-06-30 | $25.06B | $4.64B | 5.40 |
| 2023-03-31 | $25.58B | $4.61B | 5.55 |
| 2022-12-31 | $24.97B | $4.52B | 5.53 |
| 2022-09-30 | $24.61B | $4.44B | 5.54 |
| 2022-06-30 | $24.29B | $4.49B | 5.41 |
| 2022-03-31 | $24.77B | $4.60B | 5.39 |
| 2021-12-31 | $24.61B | $4.72B | 5.22 |
| 2021-09-30 | $23.08B | $4.43B | 5.21 |
| 2021-06-30 | $22.80B | $4.39B | 5.19 |
| 2021-03-31 | $22.70B | $4.33B | 5.24 |
| 2020-12-31 | $21.89B | $4.30B | 5.09 |
| 2020-09-30 | $21.66B | $4.27B | 5.08 |
| 2020-06-30 | $22.04B | $4.20B | 5.25 |
| 2020-03-31 | $17.03B | $3.34B | 5.09 |
| 2019-12-31 | $16.30B | $3.36B | 4.85 |
| 2019-09-30 | $16.40B | $3.35B | 4.89 |
| 2019-06-30 | $16.55B | $3.33B | 4.96 |
| 2019-03-31 | $16.36B | $3.29B | 4.98 |
| 2018-12-31 | $16.00B | $3.25B | 4.92 |
| 2018-09-30 | $15.94B | $3.25B | 4.90 |
| 2018-06-30 | $15.97B | $3.24B | 4.92 |
| 2018-03-31 | $15.37B | $3.25B | 4.73 |
| 2017-12-31 | $15.82B | $3.24B | 4.88 |
| 2017-09-30 | $15.87B | $3.26B | 4.86 |
| 2017-06-30 | $15.80B | $3.24B | 4.88 |
| 2017-03-31 | $12.51B | $2.25B | 5.55 |
| 2016-12-31 | $12.27B | $2.24B | 5.49 |
| 2016-09-30 | $12.32B | $2.03B | 6.07 |
| 2016-06-30 | $12.33B | $2.01B | 6.12 |
| 2016-03-31 | $10.87B | $1.74B | 6.27 |
| 2015-12-31 | $10.87B | $1.71B | 6.34 |
| 2015-09-30 | $10.85B | $1.71B | 6.34 |
| 2015-06-30 | $10.73B | $1.69B | 6.36 |
| 2015-03-31 | $10.46B | $1.68B | 6.24 |
| 2014-12-31 | $10.67B | $1.66B | 6.44 |
| 2014-09-30 | $10.43B | $1.65B | 6.31 |
| 2014-06-30 | $10.41B | $1.64B | 6.35 |
| 2014-03-31 | $10.27B | $1.62B | 6.36 |
| 2013-12-31 | $7.69B | $1.04B | 7.39 |
| 2013-09-30 | $7.50B | $1.02B | 7.37 |
| 2013-06-30 | $7.47B | $1.01B | 7.43 |
| 2013-03-31 | $7.31B | $1.00B | 7.31 |
| 2012-12-31 | $7.43B | $0.99B | 7.49 |
| 2012-09-30 | $7.39B | $0.99B | 7.48 |
| 2012-06-30 | $7.48B | $0.98B | 7.62 |
| 2012-03-31 | $7.55B | $0.98B | 7.74 |
| 2011-12-31 | $7.48B | $0.97B | 7.72 |
| 2011-09-30 | $7.61B | $0.97B | 7.82 |
| 2011-06-30 | $6.33B | $0.80B | 7.87 |
| 2011-03-31 | $6.39B | $0.80B | 8.00 |
| 2010-12-31 | $6.36B | $0.79B | 8.02 |
| 2010-09-30 | $6.79B | $0.79B | 8.65 |
| 2010-06-30 | $6.69B | $0.78B | 8.60 |
| 2010-03-31 | $6.85B | $0.77B | 8.90 |
| 2009-12-31 | $7.04B | $0.76B | 9.25 |
| 2009-09-30 | $7.32B | $0.77B | 9.54 |
| 2009-06-30 | $7.09B | $0.76B | 9.38 |
| 2009-03-31 | $7.23B | $0.76B | 9.55 |
| 2008-12-31 | $7.37B | $0.74B | 10.00 |
| 2008-09-30 | $7.32B | $0.77B | 9.47 |
| 2008-06-30 | $7.28B | $0.77B | 9.41 |
| 2008-03-31 | $7.22B | $0.77B | 9.36 |
| 2007-12-31 | $7.23B | $0.76B | 9.50 |
| 2007-09-30 | $6.93B | $0.76B | 9.18 |
| 2007-06-30 | $5.99B | $0.64B | 9.38 |
| 2007-03-31 | $5.93B | $0.64B | 9.29 |
| 2006-12-31 | $6.08B | $0.63B | 9.59 |
| 2006-09-30 | $5.96B | $0.64B | 9.38 |
| 2006-06-30 | $6.08B | $0.64B | 9.58 |
| 2006-03-31 | $6.07B | $0.64B | 9.50 |
| 2005-12-31 | $6.09B | $0.64B | 9.59 |
| 2005-09-30 | $6.00B | $0.64B | 9.39 |
| 2005-06-30 | $5.89B | $0.64B | 9.26 |
| 2005-03-31 | $5.69B | $0.63B | 9.07 |
| 2004-12-31 | $5.80B | $0.63B | 9.19 |
| 2004-09-30 | $5.66B | $0.63B | 8.98 |
| 2004-06-30 | $5.91B | $0.61B | 9.66 |
| 2004-03-31 | $5.81B | $0.63B | 9.28 |
| 2003-12-31 | $5.77B | $0.62B | 9.38 |
| 2003-09-30 | $5.19B | $0.55B | 9.53 |
| 2003-06-30 | $5.21B | $0.55B | 9.52 |
| 2003-03-31 | $5.28B | $0.54B | 9.73 |
| 2002-12-31 | $5.25B | $0.54B | 9.70 |
| 2002-09-30 | $5.31B | $0.54B | 9.88 |
| 2002-06-30 | $5.09B | $0.53B | 9.55 |
| 2002-03-31 | $5.05B | $0.51B | 9.99 |
| 2001-12-31 | $5.13B | $0.51B | 10.12 |
| 2001-09-30 | $4.70B | $0.46B | 10.17 |
| 2001-06-30 | $4.65B | $0.45B | 10.45 |
| 2001-03-31 | $4.54B | $0.45B | 10.20 |
| 2000-12-31 | $4.47B | $0.43B | 10.38 |
| 2000-09-30 | $4.53B | $0.42B | 10.74 |
| 2000-06-30 | $4.59B | $0.40B | 11.41 |
| 2000-03-31 | $4.59B | $0.39B | 11.65 |
| 1999-12-31 | $4.67B | $0.40B | 11.80 |
| 1999-09-30 | $4.68B | $0.40B | 11.58 |
| 1999-06-30 | $4.61B | $0.40B | 11.59 |
| 1999-03-31 | $4.25B | $0.43B | 9.94 |
| 1998-12-31 | $4.15B | $0.42B | 9.84 |
| 1998-09-30 | $3.55B | $0.37B | 9.62 |
| 1998-06-30 | $3.51B | $0.36B | 9.65 |
| 1998-03-31 | $2.50B | $0.29B | 8.77 |
| 1997-12-31 | $2.42B | $0.28B | 8.66 |
| 1997-09-30 | $2.31B | $0.27B | 8.47 |
| 1997-06-30 | $2.11B | $0.26B | 7.97 |
| 1997-03-31 | $2.08B | $0.26B | 8.00 |
| 1996-12-31 | $2.07B | $0.26B | 8.00 |
| 1996-09-30 | $2.04B | $0.26B | 8.02 |
| 1996-06-30 | $2.03B | $0.25B | 8.19 |
| 1996-03-31 | $1.59B | $0.20B | 7.82 |
| 1995-12-31 | $1.61B | $0.20B | 8.02 |
| 1995-09-30 | $1.58B | $0.19B | 8.27 |
| 1995-06-30 | $1.58B | $0.19B | 8.44 |
| 1995-03-31 | $1.61B | $0.18B | 8.78 |
| 1994-12-31 | $1.61B | $0.18B | 8.95 |
| 1994-09-30 | $1.60B | $0.18B | 8.97 |
| 1994-06-30 | $1.57B | $0.18B | 8.89 |
| 1994-03-31 | $1.60B | $0.18B | 9.15 |
| 1993-12-31 | $1.55B | $0.17B | 9.06 |
| 1993-09-30 | $1.59B | $0.17B | 9.42 |
| 1993-06-30 | $1.41B | $0.16B | 9.07 |
| 1993-03-31 | $1.41B | $0.15B | 9.23 |
| 1992-12-31 | $1.53B | $0.16B | 9.54 |
| 1992-09-30 | $1.17B | $0.12B | 10.00 |
| 1992-06-30 | $1.13B | $0.12B | 9.78 |
| 1992-03-31 | $1.09B | $0.11B | 9.57 |
| 1991-12-31 | $1.16B | $0.12B | 9.46 |
| 1991-09-30 | $1.08B | $0.11B | 9.67 |
| 1991-06-30 | $1.07B | $0.11B | 9.81 |
| 1991-03-31 | $1.08B | $0.11B | 9.97 |
| 1990-12-31 | $1.09B | $0.11B | 10.19 |
| 1990-09-30 | $1.10B | $0.11B | 10.35 |
| 1990-06-30 | $1.05B | $0.10B | 10.71 |
| 1990-03-31 | $1.07B | $0.10B | 11.13 |
| 1989-12-31 | $1.03B | $0.10B | 10.32 |
| 1989-09-30 | $1.03B | $0.09B | 10.97 |
| 1989-06-30 | $0.97B | $0.09B | 10.69 |
| 1989-03-31 | $0.96B | $0.09B | 10.84 |
| 1988-12-31 | $0.95B | $0.09B | 10.87 |
| 1988-09-30 | $0.91B | $0.09B | 10.58 |
| 1988-06-30 | $0.91B | $0.09B | 10.72 |
| 1988-03-31 | $0.70B | $0.06B | 11.36 |
| 1987-12-31 | $0.93B | $0.08B | 11.49 |
| 1987-09-30 | $0.71B | $0.06B | 12.08 |
| 1987-06-30 | $0.68B | $0.06B | 12.41 |
| 1987-03-31 | $0.68B | $0.05B | 12.63 |
| 1986-12-31 | $0.74B | $0.06B | 13.16 |
| Sector | Industry | Market Cap | Revenue |
|---|---|---|---|
| Finance | Banks - Southeast | $6.392B | $1.821B |
| United Bankshares, Inc. is a bank holding company whose business is the operation of its bank subsidiaries. All of United's subsidiary banks are full-service commercial banks. Included among the banking services offered are the acceptance of deposits in checking, savings, time and money market accounts; the making and servicing of personal, commercial, floor plan and student loans; and the making of construction and real estate loans. Also offered are individual retirement accounts, safe deposit boxes, wire transfers and other standard banking products and services. | |||
| Stock Name | Country | Market Cap | PE Ratio |
|---|---|---|---|
| Regions Financial (RF) | United States | $27.122B | 13.22 |
| First Citizens BancShares (FCNCA) | United States | $26.873B | 12.11 |
| SouthState Bank (SSB) | United States | $10.838B | 11.35 |
| Popular (BPOP) | United States | $9.733B | 11.99 |
| Pinnacle Financial Partners (PNFP) | United States | $7.933B | 12.16 |
| Cadence Bank (CADE) | United States | $7.673B | 13.58 |
| Synovus Financial (SNV) | United States | $6.948B | 9.12 |
| F.N.B (FNB) | United States | $6.769B | 11.89 |
| Hancock Whitney (HWC) | United States | $6.222B | 12.99 |
| Home BancShares (HOMB) | United States | $6.012B | 13.02 |
| Flagstar Bank, National Association (FLG) | United States | $5.933B | 0.00 |
| Ameris Bancorp (ABCB) | United States | $5.871B | 14.35 |
| United Community Banks (UCB) | United States | $4.438B | 13.47 |
| Renasant (RNST) | United States | $3.972B | 13.80 |
| First BanCorp (FBP) | United States | $3.667B | 11.44 |
| WesBanco (WSBC) | United States | $3.639B | 11.31 |
| Mechanics Bancorp (MCHB) | United States | $3.466B | 30.73 |
| Seacoast Banking Of Florida (SBCF) | United States | $3.433B | 18.87 |
| Simmons First National (SFNC) | United States | $3.156B | 12.83 |
| Towne Bank (TOWN) | United States | $2.824B | 12.47 |
| Trustmark (TRMK) | United States | $2.680B | 12.05 |
| Customers Bancorp (CUBI) | United States | $2.606B | 10.04 |
| First Bancorp (FBNC) | United States | $2.580B | 15.68 |
| Hilltop Holdings (HTH) | United States | $2.443B | 15.03 |
| Stock Yards Bancorp (SYBT) | United States | $2.099B | 14.99 |
| Stellar Bancorp (STEL) | United States | $2.005B | 19.78 |
| Live Oak Bancshares (LOB) | United States | $1.872B | 18.39 |
| City Holding (CHCO) | United States | $1.842B | 14.30 |
| Dime Community Bancshares (DCOM) | United States | $1.590B | 13.88 |
| National Bank Holdings (NBHC) | United States | $1.579B | 13.60 |
| Republic Bancorp (RBCAA) | United States | $1.449B | 11.03 |
| Origin Bancorp (OBK) | United States | $1.413B | 19.01 |
| Community Trust Bancorp (CTBI) | United States | $1.186B | 12.06 |
| Amerant Bancorp (AMTB) | United States | $0.958B | 13.42 |
| HomeTrust Bancshares (HTB) | United States | $0.777B | 11.98 |
| MetroCity Bankshares (MCBS) | United States | $0.764B | 11.40 |
| First Community Bancshares (FCBC) | United States | $0.757B | 14.86 |
| Capital City Bank Group (CCBG) | United States | $0.743B | 12.09 |
| South Plains Financial (SPFI) | United States | $0.702B | 12.56 |
| Thomasville Bancshares (THVB) | United States | $0.626B | 14.42 |
| Third Coast Bancshares (TCBX) | United States | $0.604B | 11.47 |
| Home Bancorp (HBCP) | United States | $0.493B | 10.74 |
| Southern First Bancshares (SFST) | United States | $0.486B | 15.88 |
| Colony Bankcorp (CBAN) | United States | $0.448B | 11.77 |
| Bank7 (BSVN) | United States | $0.427B | 10.06 |
| USCB Financial Holdings (USCB) | United States | $0.365B | 12.05 |
| Commercial Bancgroup (CBK) | United States | $0.328B | 0.00 |
| Chemung Financial Corp (CHMG) | United States | $0.309B | 11.10 |
| CoastalSouth Bancshares (COSO) | United States | $0.305B | 0.00 |
| John Marshall Bancorp (JMSB) | United States | $0.296B | 13.92 |
| Investar Holding (ISTR) | United States | $0.295B | 13.50 |
| Fvcbankcorp (FVCB) | United States | $0.289B | 13.32 |
| FB Bancorp (FBLA) | United States | $0.271B | 0.00 |
| C&F Financial (CFFI) | United States | $0.258B | 9.63 |
| First National (FXNC) | United States | $0.258B | 13.49 |
| Truxton (TRUX) | $0.253B | 11.83 | |
| National Bankshares (NKSH) | United States | $0.248B | 14.86 |
| First Community (FCCO) | United States | $0.237B | 11.91 |
| Peoples Bancorp Of North Carolina (PEBK) | United States | $0.211B | 10.67 |
| Eagle Financial Services (EFSI) | United States | $0.210B | 11.33 |
| Prime Meridian Holding (PMHG) | United States | $0.191B | 22.58 |
| Benchmark Bankshares (BMBN) | United States | $0.163B | 8.19 |
| South Atlantic Bancshares (SABK) | $0.158B | 9.99 | |
| United Bancorporation Of Alabama (UBAB) | United States | $0.156B | 9.78 |
| Chesapeake Financial Shares (CPKF) | United States | $0.150B | 10.78 |
| First Guaranty Bancshares (FGBI) | United States | $0.137B | 0.00 |
| Affinity Bancshares (AFBI) | United States | $0.126B | 14.52 |
| First Reliance Bancshares (FSRL) | United States | $0.114B | 12.64 |
| Security Federal (SFDL) | United States | $0.106B | 8.88 |
| Trinity Bank NA (TYBT) | United States | $0.105B | 12.09 |
| BlueHarbor Bank (BLHK) | United States | $0.104B | 9.62 |
| Pinnacle Bankshares (PPBN) | United States | $0.101B | 9.35 |
| Peoples Financial (PFBX) | United States | $0.097B | 24.71 |
| FIRST US BANCSH (FUSB) | United States | $0.090B | 15.59 |
| Bank Of South Carolina (BKSC) | United States | $0.086B | 11.32 |
| Auburn National Bancorporation (AUBN) | United States | $0.086B | 11.84 |
| Fifth District Bancorp (FDSB) | United States | $0.084B | 20.71 |
| Oak Ridge Financial Services (BKOR) | United States | $0.083B | 10.36 |
| Citizens Bancshares (CZBS) | United States | $0.080B | 0.00 |
| Madison County Financial (MCBK) | United States | $0.076B | 0.00 |
| Catalyst Bancorp (CLST) | United States | $0.065B | 28.25 |
| Citizens Holding (CIZN) | United States | $0.053B | 6.32 |
| Texas Community Bancshares (TCBS) | United States | $0.050B | 20.19 |
| BayFirst Financial (BAFN) | United States | $0.028B | 0.00 |
| Bank Of The James Financial (BOTJ) | United States | $0.000B | 10.23 |