Bank Of The James Financial Debt to Equity Ratio 2010-2025 | BOTJ
Current and historical debt to equity ratio values for Bank Of The James Financial (BOTJ) over the last 10 years. The debt/equity ratio can be defined as a measure of a company's financial leverage calculated by dividing its long-term debt by stockholders' equity. Bank Of The James Financial debt/equity for the three months ending March 31, 2025 was 0.00.
| Bank Of The James Financial Debt/Equity Ratio Historical Data | |||
|---|---|---|---|
| Date | Long Term Debt | Shareholder's Equity | Debt to Equity Ratio |
| 2025-03-31 | $0.94B | $0.07B | 13.80 |
| 2024-12-31 | $0.91B | $0.07B | 14.10 |
| 2024-09-30 | $0.94B | $0.07B | 13.65 |
| 2024-06-30 | $0.92B | $0.06B | 14.85 |
| 2024-03-31 | $0.92B | $0.06B | 15.30 |
| 2023-12-31 | $0.91B | $0.06B | 15.15 |
| 2023-09-30 | $0.91B | $0.05B | 18.17 |
| 2023-06-30 | $0.90B | $0.05B | 17.03 |
| 2023-03-31 | $0.90B | $0.05B | 17.23 |
| 2022-12-31 | $0.88B | $0.05B | 17.49 |
| 2022-09-30 | $0.91B | $0.05B | 18.91 |
| 2022-06-30 | $0.91B | $0.05B | 17.00 |
| 2022-03-31 | $0.91B | $0.06B | 15.07 |
| 2021-12-31 | $0.92B | $0.07B | 13.23 |
| 2021-09-30 | $0.87B | $0.07B | 12.68 |
| 2021-06-30 | $0.84B | $0.07B | 12.34 |
| 2021-03-31 | $0.82B | $0.07B | 12.57 |
| 2020-12-31 | $0.79B | $0.07B | 11.76 |
| 2020-09-30 | $0.78B | $0.07B | 11.91 |
| 2020-06-30 | $0.76B | $0.06B | 11.83 |
| 2020-03-31 | $0.68B | $0.06B | 10.78 |
| 2019-12-31 | $0.66B | $0.06B | 10.81 |
| 2019-09-30 | $0.65B | $0.06B | 10.60 |
| 2019-06-30 | $0.63B | $0.06B | 10.65 |
| 2019-03-31 | $0.63B | $0.06B | 10.97 |
| 2018-12-31 | $0.62B | $0.06B | 11.24 |
| 2018-09-30 | $0.62B | $0.05B | 11.58 |
| 2018-06-30 | $0.60B | $0.05B | 11.49 |
| 2018-03-31 | $0.60B | $0.05B | 11.65 |
| 2017-12-31 | $0.58B | $0.05B | 11.12 |
| 2017-09-30 | $0.57B | $0.05B | 10.96 |
| 2017-06-30 | $0.55B | $0.05B | 10.67 |
| 2017-03-31 | $0.53B | $0.05B | 10.53 |
| 2016-12-31 | $0.53B | $0.05B | 10.62 |
| 2016-09-30 | $0.51B | $0.05B | 9.98 |
| 2016-06-30 | $0.50B | $0.05B | 9.80 |
| 2016-03-31 | $0.48B | $0.05B | 9.61 |
| 2015-12-31 | $0.48B | $0.05B | 9.94 |
| 2015-09-30 | $0.47B | $0.04B | 12.66 |
| 2015-06-30 | $0.46B | $0.04B | 12.76 |
| 2015-03-31 | $0.45B | $0.04B | 12.66 |
| 2014-12-31 | $0.43B | $0.04B | 12.25 |
| 2014-09-30 | $0.42B | $0.03B | 12.51 |
| 2014-06-30 | $0.42B | $0.03B | 12.71 |
| 2014-03-31 | $0.41B | $0.03B | 13.13 |
| 2013-12-31 | $0.41B | $0.03B | 13.60 |
| 2013-09-30 | $0.41B | $0.03B | 13.89 |
| 2013-06-30 | $0.40B | $0.03B | 13.83 |
| 2013-03-31 | $0.40B | $0.03B | 13.28 |
| 2012-12-31 | $0.41B | $0.03B | 13.91 |
| 2012-09-30 | $0.40B | $0.03B | 13.69 |
| 2012-06-30 | $0.41B | $0.03B | 14.31 |
| 2012-03-31 | $0.41B | $0.03B | 15.03 |
| 2011-12-31 | $0.40B | $0.03B | 14.95 |
| 2011-09-30 | $0.40B | $0.03B | 14.70 |
| 2011-06-30 | $0.40B | $0.03B | 14.93 |
| 2011-03-31 | $0.41B | $0.03B | 15.40 |
| 2010-12-31 | $0.39B | $0.03B | 15.43 |
| 2010-09-30 | $0.39B | $0.03B | 14.80 |
| 2010-06-30 | $0.38B | $0.03B | 14.90 |
| 2010-03-31 | $0.39B | $0.03B | 15.72 |
| 2009-12-31 | $0.41B | $0.02B | 17.45 |
| 2009-09-30 | $0.40B | $0.02B | 16.98 |
| 2009-06-30 | $0.37B | $0.02B | 15.53 |
| 2009-03-31 | $0.35B | $0.02B | 14.54 |
| Sector | Industry | Market Cap | Revenue |
|---|---|---|---|
| Finance | Banks - Southeast | $0.000B | $0.060B |
| Bank of the James Financial Group, Inc. operates as the holding company for Bank of the James, which provides retail and commercial banking services in the central Virginia. The company offers various deposit services, including checking accounts, savings accounts, individual retirement accounts, and various time deposits. It originates commercial business lending loans for purchase of equipment, facilities' upgrades, inventory acquisition, and working capital purposes; commercial and residential construction and development loans; commercial real estate mortgage loans; consumer residential mortgage loans; and various secured and unsecured consumer loans. The company's market area consists of seven jurisdictions of the Town of Altavista, Amherst County, Appomattox County, the City of Bedford, Bedford County, Campbell County, and the City of Lynchburg. The company, through its other subsidiary, BOTJ Investment Group, Inc., offers brokerage and investment services, including fixed and variable annuity products. | |||
| Stock Name | Country | Market Cap | PE Ratio |
|---|---|---|---|
| First Citizens BancShares (FCNCA) | United States | $25.361B | 10.62 |
| Regions Financial (RF) | United States | $20.568B | 10.31 |
| Pinnacle Financial Partners (PNFP) | United States | $8.416B | 14.89 |
| Popular (BPOP) | United States | $7.403B | 11.15 |
| Synovus Financial (SNV) | United States | $6.998B | 10.19 |
| Cadence Bank (CADE) | United States | $5.724B | 11.10 |
| Home BancShares (HOMB) | United States | $5.596B | 13.62 |
| United Bankshares (UBSI) | United States | $5.177B | 13.55 |
| F.N.B (FNB) | United States | $5.170B | 10.41 |
| Hancock Whitney (HWC) | United States | $4.808B | 10.36 |
| Ameris Bancorp (ABCB) | United States | $4.360B | 12.14 |
| United Community Banks (UCB) | United States | $3.528B | 12.25 |
| Renasant (RNST) | United States | $3.408B | 12.90 |
| First BanCorp (FBP) | United States | $3.276B | 11.02 |
| WesBanco (WSBC) | United States | $2.992B | 12.92 |
| Towne Bank (TOWN) | United States | $2.560B | 14.34 |
| Simmons First National (SFNC) | United States | $2.374B | 13.96 |
| Stock Yards Bancorp (SYBT) | United States | $2.279B | 18.68 |
| Seacoast Banking Of Florida (SBCF) | United States | $2.240B | 16.49 |
| Trustmark (TRMK) | United States | $2.143B | 10.74 |
| Hilltop Holdings (HTH) | United States | $1.929B | 15.26 |
| Customers Bancorp (CUBI) | United States | $1.757B | 9.84 |
| First Bancorp (FBNC) | United States | $1.745B | 14.04 |
| City Holding (CHCO) | United States | $1.740B | 15.05 |
| Stellar Bancorp (STEL) | United States | $1.439B | 12.89 |
| National Bank Holdings (NBHC) | United States | $1.416B | 12.26 |
| Republic Bancorp (RBCAA) | United States | $1.396B | 11.78 |
| Veritex Holdings (VBTX) | United States | $1.384B | 11.64 |
| Live Oak Bancshares (LOB) | United States | $1.342B | 22.64 |
| Dime Community Bancshares (DCOM) | United States | $1.190B | 16.45 |
| Origin Bancorp (OBK) | United States | $1.106B | 14.55 |
| Community Trust Bancorp (CTBI) | United States | $0.948B | 10.93 |
| Amerant Bancorp (AMTB) | United States | $0.740B | 13.71 |
| MetroCity Bankshares (MCBS) | United States | $0.714B | 10.93 |
| First Community Bancshares (FCBC) | United States | $0.713B | 13.84 |
| Capital City Bank Group (CCBG) | United States | $0.659B | 11.46 |
| HomeTrust Bancshares (HTB) | United States | $0.654B | 11.80 |
| South Plains Financial (SPFI) | United States | $0.587B | 12.06 |
| Thomasville Bancshares (THVB) | United States | $0.484B | 0.00 |
| Third Coast Bancshares (TCBX) | United States | $0.445B | 10.95 |
| Home Bancorp (HBCP) | United States | $0.396B | 10.63 |
| Bank7 (BSVN) | United States | $0.380B | 8.55 |
| Southern States Bancshares (SSBK) | United States | $0.357B | 9.09 |
| USCB Financial Holdings (USCB) | United States | $0.324B | 11.73 |
| Southern First Bancshares (SFST) | United States | $0.307B | 16.62 |
| Colony Bankcorp (CBAN) | United States | $0.284B | 10.77 |
| John Marshall Bancorp (JMSB) | United States | $0.266B | 15.01 |
| Chemung Financial Corp (CHMG) | United States | $0.228B | 10.02 |
| Truxton (TRUX) | $0.225B | 11.80 | |
| FB Bancorp (FBLA) | United States | $0.220B | 0.00 |
| Fvcbankcorp (FVCB) | United States | $0.212B | 11.54 |
| Old Point Financial (OPOF) | United States | $0.207B | 21.02 |
| C&F Financial (CFFI) | United States | $0.190B | 8.80 |
| Investar Holding (ISTR) | United States | $0.189B | 9.15 |
| First Community (FCCO) | United States | $0.182B | 11.99 |
| United Bancorporation Of Alabama (UBAB) | United States | $0.172B | 7.18 |
| National Bankshares (NKSH) | United States | $0.171B | 20.21 |
| First National (FXNC) | United States | $0.170B | 10.09 |
| Prime Meridian Holding (PMHG) | United States | $0.165B | 18.77 |
| Eagle Financial Services (EFSI) | United States | $0.159B | 8.81 |
| Peoples Bancorp Of North Carolina (PEBK) | United States | $0.154B | 9.28 |
| North Dallas Bank & Trust (NODB) | United States | $0.140B | 45.04 |
| Benchmark Bankshares (BMBN) | United States | $0.130B | 0.00 |
| South Atlantic Bancshares (SABK) | $0.118B | 10.66 | |
| Affinity Bancshares (AFBI) | United States | $0.117B | 19.27 |
| First Guaranty Bancshares (FGBI) | United States | $0.105B | 62.77 |
| Chesapeake Financial Shares (CPKF) | United States | $0.100B | 8.64 |
| Trinity Bank NA (TYBT) | United States | $0.095B | 11.47 |
| Security Federal (SFDL) | United States | $0.095B | 9.82 |
| Peoples Financial (PFBX) | United States | $0.091B | 4.47 |
| Citizens Bancshares (CZBS) | United States | $0.082B | 0.00 |
| Auburn National Bancorporation (AUBN) | United States | $0.079B | 11.90 |
| Bank Of South Carolina (BKSC) | United States | $0.076B | 10.79 |
| FIRST US BANCSH (FUSB) | United States | $0.076B | 10.33 |
| BlueHarbor Bank (BLHK) | United States | $0.076B | 9.85 |
| Pinnacle Bankshares (PPBN) | United States | $0.073B | 7.81 |
| First Reliance Bancshares (FSRL) | United States | $0.072B | 10.14 |
| Fifth District Bancorp (FDSB) | United States | $0.069B | 0.00 |
| Madison County Financial (MCBK) | United States | $0.068B | 0.00 |
| TC Bancshares (TCBC) | United States | $0.063B | 0.00 |
| Oak Ridge Financial Services (BKOR) | United States | $0.059B | 10.09 |
| BayFirst Financial (BAFN) | United States | $0.058B | 6.28 |
| Catalyst Bancorp (CLST) | United States | $0.051B | 21.96 |
| Texas Community Bancshares (TCBS) | United States | $0.049B | 24.16 |