UMB Financial Debt to Equity Ratio 2012-2026 | UMBF
Current and historical debt to equity ratio values for UMB Financial (UMBF) over the last 10 years. The debt/equity ratio can be defined as a measure of a company's financial leverage calculated by dividing its long-term debt by stockholders' equity. UMB Financial debt/equity for the three months ending March 31, 2026 was 0.06.
| UMB Financial Debt/Equity Ratio Historical Data | |||
|---|---|---|---|
| Date | Long Term Debt | Shareholder's Equity | Debt to Equity Ratio |
| 2026-03-31 | $64.85B | $7.83B | 8.29 |
| 2025-12-31 | $65.40B | $7.69B | 8.50 |
| 2025-09-30 | $64.44B | $7.44B | 8.66 |
| 2025-06-30 | $64.47B | $7.29B | 8.85 |
| 2025-03-31 | $62.60B | $6.75B | 9.28 |
| 2024-12-31 | $46.94B | $3.47B | 13.54 |
| 2024-09-30 | $43.96B | $3.54B | 12.43 |
| 2024-06-30 | $41.24B | $3.23B | 12.78 |
| 2024-03-31 | $42.19B | $3.15B | 13.38 |
| 2023-12-31 | $40.91B | $3.10B | 13.20 |
| 2023-09-30 | $38.66B | $2.81B | 13.77 |
| 2023-06-30 | $38.41B | $2.83B | 13.57 |
| 2023-03-31 | $37.79B | $2.82B | 13.43 |
| 2022-12-31 | $35.85B | $2.67B | 13.44 |
| 2022-09-30 | $35.06B | $2.52B | 13.89 |
| 2022-06-30 | $34.87B | $2.64B | 13.19 |
| 2022-03-31 | $37.86B | $2.75B | 13.77 |
| 2021-12-31 | $39.55B | $3.15B | 12.57 |
| 2021-09-30 | $34.44B | $3.11B | 11.06 |
| 2021-06-30 | $33.53B | $3.09B | 10.85 |
| 2021-03-31 | $31.71B | $2.96B | 10.72 |
| 2020-12-31 | $30.11B | $3.02B | 9.98 |
| 2020-09-30 | $27.40B | $2.85B | 9.60 |
| 2020-06-30 | $26.98B | $2.78B | 9.71 |
| 2020-03-31 | $23.58B | $2.66B | 8.85 |
| 2019-12-31 | $23.96B | $2.61B | 9.19 |
| 2019-09-30 | $21.58B | $2.56B | 8.42 |
| 2019-06-30 | $21.54B | $2.48B | 8.69 |
| 2019-03-31 | $21.21B | $2.35B | 9.02 |
| 2018-12-31 | $21.12B | $2.23B | 9.48 |
| 2018-09-30 | $19.26B | $2.20B | 8.74 |
| 2018-06-30 | $18.33B | $2.20B | 8.33 |
| 2018-03-31 | $18.82B | $2.17B | 8.68 |
| 2017-12-31 | $19.59B | $2.18B | 8.98 |
| 2017-09-30 | $18.18B | $2.10B | 8.65 |
| 2017-06-30 | $18.28B | $2.07B | 8.83 |
| 2017-03-31 | $18.57B | $2.01B | 9.23 |
| 2016-12-31 | $18.72B | $1.96B | 9.54 |
| 2016-09-30 | $17.70B | $2.03B | 8.74 |
| 2016-06-30 | $17.73B | $2.00B | 8.85 |
| 2016-03-31 | $17.36B | $1.95B | 8.91 |
| 2015-12-31 | $17.20B | $1.89B | 9.08 |
| 2015-09-30 | $16.70B | $1.90B | 8.78 |
| 2015-06-30 | $16.56B | $1.86B | 8.92 |
| 2015-03-31 | $15.05B | $1.68B | 8.94 |
| 2014-12-31 | $15.86B | $1.64B | 9.65 |
| 2014-09-30 | $14.67B | $1.62B | 9.08 |
| 2014-06-30 | $13.96B | $1.60B | 8.72 |
| 2014-03-31 | $14.40B | $1.54B | 9.34 |
| 2013-12-31 | $15.41B | $1.51B | 10.23 |
| 2013-09-30 | $14.72B | $1.46B | 10.06 |
| 2013-06-30 | $14.03B | $1.23B | 11.44 |
| 2013-03-31 | $14.42B | $1.29B | 11.22 |
| 2012-12-31 | $13.65B | $1.28B | 10.67 |
| 2012-09-30 | $11.99B | $1.29B | 9.27 |
| 2012-06-30 | $11.93B | $1.25B | 9.53 |
| 2012-03-31 | $12.43B | $1.21B | 10.25 |
| 2011-12-31 | $12.35B | $1.19B | 10.37 |
| 2011-09-30 | $10.97B | $1.17B | 9.37 |
| 2011-06-30 | $11.64B | $1.13B | 10.27 |
| 2011-03-31 | $12.27B | $1.08B | 11.38 |
| 2010-12-31 | $11.34B | $1.06B | 10.69 |
| 2010-09-30 | $10.25B | $1.09B | 9.40 |
| 2010-06-30 | $9.99B | $1.07B | 9.35 |
| 2010-03-31 | $9.70B | $1.03B | 9.42 |
| 2009-12-31 | $10.65B | $1.02B | 10.49 |
| 2009-09-30 | $9.22B | $1.01B | 9.10 |
| 2009-06-30 | $8.96B | $0.99B | 9.04 |
| 2009-03-31 | $9.26B | $0.99B | 9.40 |
| 2008-12-31 | $10.00B | $0.98B | 10.26 |
| 2008-09-30 | $8.40B | $0.93B | 9.00 |
| 2008-06-30 | $7.89B | $0.92B | 8.60 |
| 2008-03-31 | $8.01B | $0.92B | 8.67 |
| 2007-12-31 | $8.45B | $0.89B | 9.49 |
| 2007-09-30 | $7.14B | $0.88B | 8.07 |
| 2007-06-30 | $7.17B | $0.86B | 8.34 |
| 2007-03-31 | $7.14B | $0.86B | 8.31 |
| 2006-12-31 | $8.07B | $0.85B | 9.51 |
| 2006-09-30 | $6.82B | $0.86B | 7.98 |
| 2006-06-30 | $6.81B | $0.82B | 8.28 |
| 2006-03-31 | $6.81B | $0.83B | 8.23 |
| 2005-12-31 | $7.41B | $0.83B | 8.90 |
| 2005-09-30 | $6.26B | $0.83B | 7.53 |
| 2005-06-30 | $6.15B | $0.83B | 7.44 |
| 2005-03-31 | $6.10B | $0.82B | 7.49 |
| 2004-12-31 | $6.99B | $0.82B | 8.53 |
| 2004-09-30 | $6.05B | $0.82B | 7.39 |
| 2004-06-30 | $6.13B | $0.81B | 7.60 |
| 2004-03-31 | $6.04B | $0.82B | 7.33 |
| 2003-12-31 | $6.94B | $0.81B | 8.55 |
| 2003-09-30 | $6.22B | $0.81B | 7.69 |
| 2003-06-30 | $6.34B | $0.81B | 7.86 |
| 2003-03-31 | $6.54B | $0.80B | 8.18 |
| 2002-12-31 | $7.23B | $0.80B | 9.01 |
| 2002-09-30 | $6.38B | $0.80B | 7.98 |
| 2002-06-30 | $6.52B | $0.79B | 8.25 |
| 2002-03-31 | $7.52B | $0.77B | 9.75 |
| 2001-12-31 | $7.96B | $0.77B | 10.36 |
| 2001-09-30 | $6.47B | $0.76B | 8.48 |
| 2001-06-30 | $6.54B | $0.74B | 8.80 |
| 2001-03-31 | $6.27B | $0.73B | 8.61 |
| 2000-12-31 | $7.16B | $0.70B | 10.19 |
| 2000-09-30 | $6.57B | $0.69B | 9.57 |
| 2000-06-30 | $6.43B | $0.67B | 9.65 |
| 2000-03-31 | $6.65B | $0.66B | 10.10 |
| 1999-12-31 | $7.48B | $0.66B | 11.41 |
| 1999-09-30 | $6.37B | $0.65B | 9.77 |
| 1999-06-30 | $6.39B | $0.65B | 9.91 |
| 1999-03-31 | $6.69B | $0.66B | 10.16 |
| 1998-12-31 | $6.99B | $0.66B | 10.54 |
| 1998-09-30 | $6.14B | $0.65B | 9.43 |
| 1998-06-30 | $6.66B | $0.64B | 10.35 |
| 1998-03-31 | $6.31B | $0.64B | 9.89 |
| 1997-12-31 | $6.43B | $0.62B | 10.30 |
| 1997-09-30 | $5.90B | $0.61B | 9.66 |
| 1997-06-30 | $5.90B | $0.59B | 9.93 |
| 1997-03-31 | $5.87B | $0.58B | 10.15 |
| 1996-12-31 | $5.93B | $0.58B | 10.18 |
| 1996-09-30 | $5.53B | $0.57B | 9.74 |
| 1996-06-30 | $5.48B | $0.55B | 9.89 |
| 1996-03-31 | $5.56B | $0.56B | 9.86 |
| 1995-12-31 | $5.71B | $0.58B | 9.91 |
| 1995-09-30 | $5.01B | $0.61B | 8.20 |
| 1995-06-30 | $5.07B | $0.60B | 8.43 |
| 1995-03-31 | $5.34B | $0.58B | 9.15 |
| 1994-12-31 | $6.04B | $0.56B | 10.84 |
| 1994-09-30 | $5.48B | $0.57B | 9.69 |
| 1994-06-30 | $5.67B | $0.57B | 9.98 |
| 1994-03-31 | $0.00B | 0.00 | |
| 1993-12-31 | $0.00B | 0.00 | |
| 1993-09-30 | $0.00B | 0.00 | |
| 1993-06-30 | $0.00B | 0.00 | |
| 1993-03-31 | $0.00B | 0.00 | |
| 1992-12-31 | $0.00B | 0.00 | |
| 1992-09-30 | $0.00B | 0.00 | |
| 1992-06-30 | $0.00B | 0.00 | |
| 1992-03-31 | $0.00B | 0.00 | |
| Sector | Industry | Market Cap | Revenue |
|---|---|---|---|
| Finance | Banks - Midwest | $9.154B | $4.144B |
| UMB Financial Corp. provides banking services and asset servicing in the U.S. Its banking subsidiary, UMB Bank, National Association, offers banking, asset management, trust, credit card and cash-management services to commercial, retail, government & correspondent-bank customers. Commercial Banking unit serves through commercial lending and leasing, capital markets, and treasury management needs of the small to middle-market businesses. Institutional Banking unit is a combination of banking services, fund services and asset management services and healthcare services provided to institutional clients and also provides fixed income sales, trading & underwriting, corporate trust & escrow services and institutional custody. Personal Banking unit combines consumer banking and wealth management services. Products & services include deposit accounts, retail credit cards, installment loans, home equity lines of credit, residential mortgages, and small business loans, investment advisory, trust & custody services. | |||
| Stock Name | Country | Market Cap | PE Ratio |
|---|---|---|---|
| Huntington Bancshares (HBAN) | United States | $33.368B | 10.99 |
| Wintrust Financial (WTFC) | United States | $9.840B | 12.49 |
| Old National Bancorp (ONB) | United States | $9.075B | 10.73 |
| Commerce Bancshares (CBSH) | United States | $7.414B | 12.05 |
| Associated Banc-Corp (ASB) | United States | $4.543B | 9.92 |
| First Interstate BancSystem (FIBK) | United States | $3.441B | 11.54 |
| First Financial Bancorp (FFBC) | United States | $3.074B | 10.03 |
| First Merchants (FRME) | United States | $2.601B | 10.56 |
| First Busey (BUSE) | United States | $2.280B | 10.58 |
| Enterprise Financial Services (EFSC) | United States | $2.132B | 11.04 |
| 1st Source (SRCE) | United States | $1.798B | 11.53 |
| German American Bancorp (GABC) | United States | $1.652B | 12.48 |
| Lakeland Financial (LKFN) | United States | $1.538B | 15.18 |
| QCR Holdings (QCRH) | United States | $1.520B | 11.88 |
| Peoples Bancorp (PEBO) | United States | $1.232B | 11.00 |
| Old Second Bancorp (OSBC) | United States | $1.103B | 10.45 |
| FirstSun Capital Bancorp (FSUN) | United States | $1.052B | 10.67 |
| MidWestOne Financial (MOFG) | United States | $1.017B | 17.24 |
| Mercantile Bank (MBWM) | United States | $0.924B | 9.80 |
| First Financial Indiana (THFF) | United States | $0.795B | 10.01 |
| Independent Bank (IBCP) | United States | $0.714B | 10.57 |
| Civista Bancshares (CIVB) | United States | $0.593B | 8.75 |
| Farmers National Banc (FMNB) | United States | $0.524B | 8.79 |
| First Business Financial Services (FBIZ) | United States | $0.489B | 9.85 |
| Ames National (ATLO) | United States | $0.260B | 13.69 |
| First Western Financial (MYFW) | United States | $0.258B | 19.62 |
| Ohio Valley Banc (OVBC) | United States | $0.215B | 13.77 |
| Eagle Bancorp Montana (EBMT) | United States | $0.175B | 11.66 |
| CSB Bancorp (CSBB) | United States | $0.163B | 12.25 |
| BNCCORP (BNCC) | United States | $0.124B | 14.07 |
| United Bancshares (UBOH) | United States | $0.103B | 9.22 |
| United Bancorp (UBCP) | United States | $0.093B | 12.10 |
| Solera National Bancorp (SLRK) | United States | $0.082B | 3.55 |
| Central Plains Bancshares (CPBI) | United States | $0.075B | 17.20 |
| Commercial National Financial (CEFC) | United States | $0.056B | 8.44 |