NBT Bancorp Operating Margin 2012-2025 | NBTB

Current and historical operating margin for NBT Bancorp (NBTB) over the last 10 years. The current operating profit margin for NBT Bancorp as of December 31, 2025 is 21.34%.
NBT Bancorp Operating Margin Historical Data
Date TTM Revenue TTM Operating Income Operating Margin
2025-12-31 $0.91B $0.24B 26.35%
2025-09-30 $0.87B $0.22B 24.86%
2025-06-30 $0.83B $0.19B 23.16%
2025-03-31 $0.80B $0.19B 23.31%
2024-12-31 $0.79B $0.18B 22.97%
2024-09-30 $0.78B $0.17B 22.39%
2024-06-30 $0.75B $0.17B 21.94%
2024-03-31 $0.71B $0.16B 22.93%
2023-12-31 $0.67B $0.16B 24.66%
2023-09-30 $0.62B $0.17B 27.79%
2023-06-30 $0.58B $0.18B 31.49%
2023-03-31 $0.56B $0.19B 34.23%
2022-12-31 $0.54B $0.20B 36.55%
2022-09-30 $0.53B $0.20B 37.45%
2022-06-30 $0.51B $0.20B 38.01%
2022-03-31 $0.50B $0.20B 39.36%
2021-12-31 $0.50B $0.20B 40.04%
2021-09-30 $0.49B $0.20B 39.63%
2021-06-30 $0.49B $0.19B 39.23%
2021-03-31 $0.49B $0.17B 35.03%
2020-12-31 $0.50B $0.13B 26.87%
2020-09-30 $0.50B $0.13B 25.35%
2020-06-30 $0.51B $0.12B 24.11%
2020-03-31 $0.51B $0.13B 25.44%
2019-12-31 $0.51B $0.16B 30.33%
2019-09-30 $0.50B $0.15B 29.40%
2019-06-30 $0.49B $0.14B 29.18%
2019-03-31 $0.48B $0.14B 29.05%
2018-12-31 $0.47B $0.14B 29.00%
2018-09-30 $0.47B $0.14B 30.11%
2018-06-30 $0.45B $0.14B 30.02%
2018-03-31 $0.44B $0.13B 30.00%
2017-12-31 $0.43B $0.13B 29.70%
2017-09-30 $0.42B $0.13B 29.76%
2017-06-30 $0.41B $0.12B 29.37%
2017-03-31 $0.41B $0.12B 29.24%
2016-12-31 $0.40B $0.12B 29.60%
2016-09-30 $0.40B $0.12B 29.60%
2016-06-30 $0.40B $0.12B 29.93%
2016-03-31 $0.40B $0.12B 30.05%
2015-12-31 $0.39B $0.12B 29.85%
2015-09-30 $0.39B $0.11B 29.46%
2015-06-30 $0.38B $0.10B 25.92%
2015-03-31 $0.40B $0.11B 28.00%
2014-12-31 $0.40B $0.11B 28.00%
2014-09-30 $0.40B $0.11B 28.14%
2014-06-30 $0.40B $0.12B 31.08%
2014-03-31 $0.38B $0.11B 28.42%
2013-12-31 $0.37B $0.10B 27.69%
2013-09-30 $0.36B $0.10B 26.59%
2013-06-30 $0.35B $0.09B 25.65%
2013-03-31 $0.33B $0.08B 25.08%
2012-12-31 $0.33B $0.08B 24.77%
2012-09-30 $0.32B $0.08B 24.38%
2012-06-30 $0.32B $0.08B 24.30%
2012-03-31 $0.32B $0.08B 24.53%
2011-12-31 $0.32B $0.08B 24.69%
2011-09-30 $0.33B $0.08B 24.62%
2011-06-30 $0.33B $0.08B 24.01%
2011-03-31 $0.33B $0.08B 23.35%
2010-12-31 $0.34B $0.08B 22.94%
2010-09-30 $0.34B $0.08B 22.45%
2010-06-30 $0.35B $0.08B 22.19%
2010-03-31 $0.35B $0.07B 21.14%
2009-12-31 $0.35B $0.07B 20.68%
2009-09-30 $0.36B $0.08B 21.17%
2009-06-30 $0.36B $0.08B 22.25%
2009-03-31 $0.37B $0.09B 23.29%
2008-12-31 $0.37B $0.09B 23.43%
2008-09-30 $0.37B $0.08B 21.31%
2008-06-30 $0.37B $0.08B 20.71%
2008-03-31 $0.37B $0.07B 19.84%
2007-12-31 $0.37B $0.07B 20.00%
2007-09-30 $0.36B $0.08B 21.94%
2007-06-30 $0.35B $0.08B 22.10%
2007-03-31 $0.35B $0.08B 23.34%
2006-12-31 $0.34B $0.08B 23.74%
2006-09-30 $0.32B $0.08B 24.84%
2006-06-30 $0.31B $0.08B 25.49%
2006-03-31 $0.29B $0.08B 26.12%
2005-12-31 $0.28B $0.08B 27.24%
2005-09-30 $0.27B $0.07B 27.31%
2005-06-30 $0.26B $0.07B 28.14%
2005-03-31 $0.26B $0.07B 28.63%
2004-12-31 $0.25B $0.07B 28.69%
2004-09-30 $0.25B $0.07B 29.03%
2004-06-30 $0.25B $0.07B 28.46%
2004-03-31 $0.25B $0.07B 28.05%
2003-12-31 $0.25B $0.07B 27.76%
2003-09-30 $0.25B $0.07B 27.53%
2003-06-30 $0.25B $0.07B 27.09%
2003-03-31 $0.26B $0.07B 26.67%
2002-12-31 $0.26B $0.07B 26.25%
2002-09-30 $0.26B $0.05B 18.68%
2002-06-30 $0.26B $0.03B 12.98%
2002-03-31 $0.27B $0.03B 9.67%
2001-12-31 $0.28B $0.02B 8.21%
2001-09-30 $0.27B $-0.01B -2.57%
2001-06-30 $0.26B $0.00B 0.39%
2001-03-31 $0.24B $0.00B 0.42%
2000-12-31 $0.21B $0.00B -1.44%
2000-09-30 $0.18B $0.04B 20.11%
2000-06-30 $0.16B $0.03B 21.25%
2000-03-31 $0.15B $0.04B 28.97%
1999-12-31 $0.12B $0.04B 32.52%
1999-09-30 $0.12B $0.04B 32.23%
1999-06-30 $0.12B $0.04B 31.09%
1999-03-31 $0.11B $0.03B 23.64%
1998-12-31 $0.11B $0.02B 21.62%
1998-09-30 $0.11B $0.02B 21.62%
1998-06-30 $0.11B $0.02B 21.82%
1998-03-31 $0.11B $0.02B 22.22%
1997-12-31 $0.10B $0.02B 22.12%
1997-09-30 $0.10B $0.03B 32.67%
1997-06-30 $0.10B $0.03B 32.65%
1997-03-31 $0.10B $0.03B 32.63%
1996-12-31 $0.09B $0.04B 43.62%
1996-09-30 $0.09B $0.04B 43.48%
1996-06-30 $0.09B $0.04B 43.33%
1996-03-31 $0.09B $0.05B 54.55%
1995-12-31 $0.09B $0.05B 54.12%
1995-03-31 $0.04B $0.02B 42.11%
1994-06-30 $0.07B $0.01B 18.06%
1994-03-31 $0.07B $0.01B 18.06%
1993-09-30 $0.05B $-0.01B -9.62%
1993-06-30 $0.05B $0.00B -7.55%
1992-12-31 $0.07B $0.01B 18.92%
1992-09-30 $0.08B $0.01B 15.79%
1992-06-30 $0.08B $0.01B 14.29%
1992-03-31 $0.08B $0.01B 13.75%
1991-12-31 $0.08B $0.01B 13.41%
1991-09-30 $0.08B $0.01B 12.05%
1991-06-30 $0.09B $0.01B 11.76%
1991-03-31 $0.09B $0.01B 11.76%
1990-12-31 $0.09B $0.01B 12.94%
1990-09-30 $0.09B $0.01B 14.61%
1990-06-30 $0.08B $0.01B 16.25%
1990-03-31 $0.07B $0.01B 18.06%
1989-12-31 $0.06B $0.01B 19.05%
1989-09-30 $0.05B $0.01B 20.37%
1989-06-30 $0.05B $0.01B 20.75%
1989-03-31 $0.05B $0.01B 21.57%
1988-12-31 $0.05B $0.01B 20.00%
1988-09-30 $0.05B $0.01B 20.83%
1988-06-30 $0.05B $0.01B 21.74%
1988-03-31 $0.05B $0.01B 20.00%
1987-12-31 $0.04B $0.01B 20.45%
Sector Industry Market Cap Revenue
Finance Banks - Northeast $2.397B $0.906B
NBT BANCORP INC. is a one bank holding company engaged in general banking business.
Stock Name Country Market Cap PE Ratio
Citizens Financial (CFG) United States $27.666B 16.82
Webster Financial (WBS) United States $11.473B 11.95
Valley National Bancorp (VLY) United States $7.523B 13.49
Central Bancompany (CBC) United States $5.911B 0.00
Atlantic Union Bankshares (AUB) United States $5.734B 12.08
Bank OZK (OZK) United States $5.536B 8.02
Eastern Bankshares (EBC) United States $4.555B 13.85
Independent Bank (INDB) United States $4.149B 15.05
Fulton Financial (FULT) United States $3.978B 10.15
FB Financial (FBK) United States $3.154B 14.90
Beacon Financial (BBT) United States $2.574B 12.18
Bancorp (TBBK) United States $2.572B 11.90
Nicolet Bankshares (NIC) United States $2.297B 15.77
Merchants Bancorp (MBIN) United States $2.186B 12.60
Pathward Financial (CASH) United States $2.012B 11.30
First Commonwealth Financial (FCF) United States $1.906B 12.09
OFG Bancorp (OFG) United States $1.842B 9.15
S&T Bancorp (STBA) United States $1.670B 12.48
Byline Bancorp (BY) United States $1.507B 11.00
Bank First National (BFC) United States $1.436B 19.62
ConnectOne Bancorp (CNOB) United States $1.395B 10.71
First Mid Bancshares (FMBH) United States $1.039B 10.88
Univest Of Pennsylvania (UVSP) United States $0.995B 11.13
Metropolitan Bank Holding (MCB) United States $0.960B 14.02
Esquire Financial Holdings (ESQ) United States $0.933B 19.01
Horizon Bancorp (IN) (HBNC) United States $0.922B 9.79
HBT Financial (HBT) United States $0.912B 11.47
NB Bancorp (NBBK) United States $0.881B 12.94
Equity Bancshares (EQBK) United States $0.881B 10.59
CNB Financial (CCNE) United States $0.875B 10.23
Business First Bancshares (BFST) United States $0.863B 10.34
Camden National (CAC) United States $0.848B 11.36
TrustCo Bank Corp NY (TRST) United States $0.842B 14.07
Eagle Bancorp (EGBN) United States $0.798B 0.00
Mid Penn Bancorp (MPB) United States $0.778B 11.17
Orrstown Financial Services Inc (ORRF) United States $0.734B 8.79
SmartFinancial (SMBK) United States $0.706B 13.69
Financial Institutions (FISI) United States $0.693B 9.53
Washington Trust Bancorp (WASH) United States $0.683B 13.40
Hingham Institution For Savings (HIFS) United States $0.683B 21.49
Shore Bancshares Inc (SHBI) United States $0.662B 10.05
Peapack-Gladstone Financial (PGC) United States $0.596B 17.50
Arrow Financial (AROW) United States $0.570B 12.84
Peoples Financial Services (PFIS) United States $0.568B 6.14
Unity Bancorp (UNTY) United States $0.547B 10.75
Bridgewater Bancshares (BWB) United States $0.529B 12.62
Capital Bancorp (CBNK) United States $0.525B 9.46
Midland States Bancorp (MSBI) United States $0.495B 12.90
Dacotah Banks (DBIN) United States $0.484B 0.00
Carter Bankshares (CARE) United States $0.482B 15.57
Orange County Bancorp (OBT) United States $0.472B 10.64
Citizens & Northern Corp (CZNC) United States $0.425B 12.98
Farmers & Merchants Bancorp (FMAO) United States $0.407B 12.22
Bankwell Financial (BWFG) United States $0.384B 10.98
Avidia Bancorp (AVBC) United States $0.383B 0.00
Isabella Bank (ISBA) United States $0.376B 20.77
Pioneer Bancorp (PBFS) United States $0.366B 18.24
Mvb Financial (MVBF) United States $0.350B 54.96
LINKBANCORP (LNKB) United States $0.345B 12.99
Northeast Community Bancorp (NECB) United States $0.340B 7.44
Parke Bancorp (PKBK) United States $0.330B 9.02
First Bancorp (ME) (FNLC) United States $0.327B 9.50
Citizens Financial Services (CZFS) United States $0.307B 8.38
Blue Foundry Bancorp (BLFY) United States $0.293B 0.00
Norwood Financial (NWFL) United States $0.292B 10.23
Middlefield Banc (MBCN) United States $0.283B 14.66
Fidelity D&D Bancorp (FDBC) United States $0.268B 9.53
LCNB (LCNB) United States $0.245B 10.60
First United (FUNC) United States $0.244B 9.45
Princeton Bancorp (BPRN) United States $0.242B 13.14
Hawthorn Bancshares (HWBK) United States $0.238B 10.05
Meridian Bank (MRBK) United States $0.234B 10.73
Chain Bridge Bancorp (CBNA) United States $0.231B 11.41
Franklin Financial Services (FRAF) United States $0.220B 10.36
Virginia National Bankshares (VABK) United States $0.215B 11.24
CF Bankshares (CFBK) United States $0.203B 11.82
CB Financial Services (CBFV) United States $0.185B 13.64
First Internet Bancorp (INBK) United States $0.184B 0.00
Community Bancorp (CMTV) United States $0.179B 10.63
BV Financial (BVFL) United States $0.174B 10.72
Rhinebeck Bancorp (RBKB) United States $0.172B 16.82
MainStreet Bank (MNSB) United States $0.172B 12.66
Hanover Bancorp (HNVR) United States $0.161B 16.61
ECB Bancorp (ECBK) United States $0.159B 19.46
Patriot National Bancorp (PNBK) United States $0.158B 0.00
Richmond Mutual Bancorporation (RMBI) United States $0.149B 12.19
SR Bancorp (SRBK) United States $0.146B 57.20
BCB Bancorp (NJ) (BCBP) United States $0.146B 0.00
QNB (QNBC) United States $0.143B 9.41
SB Financial (SBFG) United States $0.132B 8.98
First Keystone (FKYS) United States $0.121B 13.10
DimeCo (DIMC) United States $0.120B 7.24
Magyar Bancorp (MGYR) United States $0.119B 10.52
Winchester Bancorp (WSBK) United States $0.118B 0.00
American Bank (AMBK) United States $0.118B 8.53
Southern Michigan Bancorp (SOMC) United States $0.117B 9.81
PSB Holdings (PSBQ) United States $0.116B 8.51
Hoyne Bancorp (HYNE) United States $0.116B 0.00
Union Bankshares (UNB) United States $0.114B 10.26
F & M Bank (FMBM) United States $0.113B 10.01
Bogota Financial (BSBK) United States $0.110B 49.72
1st Colonial Bancorp (FCOB) United States $0.107B 11.99
Jeffersonville Bancorp (JFBC) United States $0.106B 8.42
Oxford Bank (OXBC) $0.104B 9.44
Harleysville Savings Financial (HARL) United States $0.096B 9.55
IF Bancorp (IROQ) United States $0.093B 17.33
Community Heritage Financial (CMHF) $0.091B 10.51
Freedom Financial Holdings (FDVA) United States $0.088B 17.38
Cullman Bancorp (CULL) United States $0.073B 0.00
NSTS Bancorp (NSTS) United States $0.064B 0.00
First Seacoast Bancorp (FSEA) United States $0.064B 0.00
First Resource Bancorp (FRSB) United States $0.064B 7.78
FFBW (FFBW) United States $0.062B 0.00
1895 Bancorp Of Wisconsin (BCOW) United States $0.061B 68.25
AmeriServ Financial (ASRV) United States $0.058B 10.32
Ballston Spa Bancorp (BSPA) United States $0.055B 0.00
Cib Marine Bancshares (CIBH) United States $0.054B 34.40
PB Bankshares (PBBK) United States $0.051B 20.21
Marathon Bancorp (MBBC) United States $0.039B 49.78
First Bank (FRBA) United States $0.000B 9.94